Real estate appraisal services for homeowners in the city of San Diego and San Diego County

The top reasons CA homeowners use MarketFocusValuations:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a CA property tax assessment
  3. To lower a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in CA by determining the true market value of real estate in question

Do you own a house in or near San Diego? Do you need help deciding the price of your real estate?
Contact MarketFocusValuations.

We at MarketFocusValuations understand the special needs of a homeowner seeking appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at MarketFocusValuations will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping people just like you abolish undesirable PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from MarketFocusValuations is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. MarketFocusValuations can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.